WellnessOSby Extraordinary Azuka

For brokers, HR consultants, recruiters & affiliates

You have the clients.
I have what other HMOs don't do.

Introduce businesses and families to ClearlineHMO and earn 10% commission under a signed brokerage agreement, paid on time. I'll train you, give you free tools that win the meeting, join your client calls — and never go around you to your client.

Become a partnerCalculate my commission
Signed agreement10% commission, paid on timeYour client stays your client

Which one are you?

Three ways to earn with me.

Licensed brokers

Insurance brokers

You already advise companies on risk. Add a health partner that makes you look good at renewal — and pays you properly.

  • 10% commission under a signed brokerage agreement
  • Benefit tables explained in plain words, by me, in your meeting
  • Products other HMOs don't offer (see below)
Influencers of the decision

HR consultants, recruiters, accountants

You sit with business owners every month. When they hire, outsource or file, health cover and screening come up. Introduce — I handle the rest.

  • Pre-employment screening for every placement you make
  • NHIA Act compliance as a reason to call
  • Commission on what your introduction buys
Anyone with a network

Affiliates

You know church leaders, association chairs, SME owners, diaspora families. You don't need to be an expert — just make the introduction and I do the advising and paperwork.

  • Simple: share, introduce, get paid
  • Free training and ready-made posts
  • Your reward agreed in writing before you start

Free education · the honest version

Why brokers stop selling health insurance — and how I remove each barrier.

01

“My client blames me when the HMO fails at the hospital.”

Members get Enrollee Assist — the exact words for the desk, a timer and escalation — and I personally chase any case you send me.

02

“Commission comes late, or there's an argument.”

10% under a signed brokerage agreement, paid unfailingly and on time. The terms are written down before you introduce anyone.

03

“The HMO goes around me to my client.”

Your client stays yours — in writing. I copy you on every proposal and renewal.

04

“I can't explain benefit tables.”

You don't have to. Use the free WellnessOS tools with your client — plan finder, is-it-covered, Find My HMO, the employer cost report — or bring me into the call.

05

“Every HMO sells the same thing.”

Not this one. Pre-employment screening, in-house clinics, Clear Elite for existing conditions and travel insurance give you a reason to call that competitors can't match.

06

“Small businesses aren't worth my time.”

Start them on KiaKia at ₦3,500 per person a year, then SME plans from 11 staff. Small accounts renew, grow and refer.

What you can sell that others don't do

More doors into every company.

🩺 Pre-employment screening

Role-based medicals at diagnostic centres near the candidates, fitness reports to HR, food-handler certificates tracked. See the builder

🏥 In-house clinic management

We set up and run clinics inside factories and offices — we already run them for client organisations.

📅 Annual on-site Health Week

Our doctor at the client's office once a year with basic checks — part of corporate plans.

👵 Clear Elite for existing conditions

Built for BP, diabetes and the people other plans refuse — ages 0–75, subject to underwriting.

✈️ Travel health insurance

Visa-ready cover for staff and families travelling abroad, arranged by Azuka with a licensed partner insurer.

💊 A whole health group behind the card

GreenLife Pharmaceuticals, Clinix Diagnostics, 2,109+ hospitals and clinics, NHIA code 003, since 1994.

Commission calculator

What one introduction can pay.

Choose a plan and the number of people. For licensed brokers, commission is 10% of premium paid, under your signed agreement. Affiliates: terms are agreed in writing first.

Yearly premium

₦0

Broker commission at 10%

₦0

Example only, from 2026 per-person premiums. Commission is paid on premium actually received, as set out in your signed agreement.

The 5-lesson broker crash course · free

Learn it in ten minutes. Use it for years.

1 · How an HMO plan is priced
Premium is per person, per year. What changes the price is the global limit (the most the plan pays in a year), the hospital band (which hospitals the card opens) and the ward. Cheap plans aren't bad; they're narrow. Show clients what each naira buys — the plan finder does this for you.
2 · The reason to call any company with 5+ staff
The NHIA Act 2022 expects employers with five or more staff to provide health insurance, and many tenders ask for proof. That makes cover a compliance matter, not a favour — a strong, respectful opening.
3 · The door-opener that almost nobody refuses
KiaKia: a doctor online for ₦3,500 per person a year. It costs less than one hospital card fee, solves the “staff sick at night” problem, and starts a relationship you can grow into a full plan.
4 · Sell what happens at the hospital, not the brochure
Clients leave HMOs over bad hospital experiences, not prices. Show them Enrollee Assist — the desk script, the timer, the escalation — and promise only what you can control: responsiveness and follow-through.
5 · When companies switch HMOs
Renewal season. Ask every prospect: “When does your current cover renew, and what went wrong this year?” Then bring the HMO Survival Blueprint questions into the meeting and get answers in writing.

Join the partner network

Apply in one minute. I'll call you.

You'll get the agreement to sign, your partner code, the training, ready-to-share posts and the free tools for your clients. Then we start with your first introduction.

ApplyThis form, one minute
SignBrokerage or affiliate agreement
IntroduceI can join your client meeting
Get paid10% for brokers, on time

Partner application

Brokers: 10% commission under a signed brokerage agreement. Affiliates: your reward is agreed in writing before your first introduction.