Home / My Health Cover Passport
Free · 60 seconds · nothing sent unless you choose
Know your risk before the hospital asks.
Answer a few questions. Get your own Health Cover Passport: how ready you are for a hospital bill, what could happen and what it costs, your coverage gaps, options that fit your budget, listed hospitals near you, and five things to do this week. Download it, print it, or send it on WhatsApp.
- ✅ NHIA-accredited · code 003
- 🏥 2,109+ hospitals
- 📅 Since 1994
- 🔒 Company account only
"I sell health insurance. That's exactly why I show you the numbers first. If cover isn't right for you yet, the passport will say so."
Your link reopens this passport. It contains your answers, so share it only with people you trust.
Want Azuka to look at it with you?
Optional. Your passport is already yours. This only lets me follow up on WhatsApp, usually within one working day.
Sent. ✅
I'll WhatsApp you within one working day. Meanwhile your passport above is yours to download and share.
Know families who need this?
Share the passport. If you know people abroad with parents at home, HR managers or business owners, you can also become a WellnessOS partner.
What happens to your answers
- They're worked out on your phone. Nothing is sent unless you press send.
- Adverts never receive your health answers. We only count that a passport was made.
- Prices are ClearlineHMO's confirmed 2026 prices. Costs and chances are labelled estimates.
- A hospital listing is not a guarantee of service or approval. Always call first.
Inside every passport
Six pages. Sixty seconds.
Money readiness
A score out of 100: could you pay tonight, or would care wait?
What could happen
The likeliest bills for your household, from sourced 2026 Nigerian prices.
Your gaps
Existing conditions, pregnancy, work-only cover, age limits: said plainly.
Options in your budget
Real 2026 prices, per year and per day, with a one-minute invoice.
Where you'd go
Listed hospitals in your state and area, and which ones your plan opens.
Five things to do
Small, specific actions for this week. Most cost nothing.
Straight answers
Before you start.
Is this a quote or a medical assessment?
Neither. It's a planning report. Prices are confirmed 2026 ClearlineHMO premiums; costs and chances are estimates; nothing here diagnoses anything. In an emergency, go to the nearest hospital and call 112.
Why is it free?
Because people who understand their risk make better decisions, and some of them later ask me for cover. If it isn't right for you, the passport still helps.
Can I use it for my parents from abroad?
Yes. Choose "I live abroad". Clear Elite is the plan built for parents with BP or diabetes, and it can be paid from abroad.
I'm an employer. Is there a version for my staff?
Yes: the Workforce Health & Financial Exposure Report. Start it here.